Appraisal services for Waterford and Oakland County homeowners

Here are the top 7 reasons MI homeowners hire Professional Appraisal Group:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Oakland county's assessment of your propertyworth
  3. Remove PMI to cut your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a MI divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Need help determining the price of your house in or near Waterford, MI?
Contact Professional Appraisal Group.

We at Professional Appraisal Group understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Professional Appraisal Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping homeowners just like you get rid of unwanted and unneeded PMI insurance.

Challenge Oakland county's assessment of your property

If you live in a region that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal report from Professional Appraisal Group is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Professional Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Professional Appraisal Group offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.